Also check out the new comp calculator below. Download a copy to look at while you view the presentations above.
Play around with the calculator. The yellow fields can be modified to calculate different combinations of spread, contribution amount and number of account holders.
I have been told a good rule of thumb is when you are at the top level of the comp plan (and participating in the bonus pools) you will make somewhere between $10-12/mo per every customer that is strategically placed (down a deep line) and on a savings plan of $100/mo. So simply stated if you wish to earn $1000, you will want 100 such customers. If $2000 then 200 customers and so on.
Is this doable? Yes, several are already doing this and KB only launched in the US the summer of 2011. Dan is doing this, Joe is doing way more then this and Harold the top earner, who is in Germany was making over 500k EURO a MONTH in just three years before he took over as CEO of Karatbars International.
Cover Your Assets - Jim Deal, mgr.
Thursday, May 26, 2011
Tuesday, May 24, 2011
Build 1 deep...then 2...then 3
This chart shows 3 legs with the amounts needed to qualify for all bonus pools offered by KB.
Below are the numbers in terms of how many actual accounts are required from each leg to max out the bonus pools.
Example 1:
4000 euro/mo or 40 Families Saving 100 Euro/month
-or- 80 Families Saving 50 Euro/month
Example 2:
9000 or 90 Families Saving 100 Euro/month
-or- 180 Families Saving 50 Euro/month
Example 3:
3000 or 30 Families Saving 100 Euro/month
-or- 60 Families Saving 50 Euro/month
When you are dipping into the pools you are actually sharing in a pool with other qualifiers a percentage of every deposit make by KB account holders world wide. Now you can understand why Harald Seiz is earning over 500k in euro a month on only 30,000 account holders. That comes to $20/mo per account. Those are some really strong numbers.
And most importantly you must go deep to qualify for the pools, not wide.
When you are dipping into the pools you are actually sharing in a pool with other qualifiers a percentage of every deposit make by KB account holders world wide. Now you can understand why Harald Seiz is earning over 500k in euro a month on only 30,000 account holders. That comes to $20/mo per account. Those are some really strong numbers.
What KB is not!
KB does not offer an investment, it's a savings plan. So do not *sell KB gold (or any gold for that matter) as an "investment." It is NOT, it is a service by which folks can build up gold as a long term store of value.
Gold will always buy virtually the same thing 20 years from now that it buys today. Gold is NOT going up, the dollar is going down. Gold is the true standard of value, not the dollar.
(The "dollar" in realty has no value simply because it is backed by nothing. It's value is only perceived, not real and it is only the perception of value that holds the prices of the "dollar" artificially up. Once the perception matches reality, the dollar is toast. And if you haven't noticed more and more are backing away from the USD as the world currency).
There is no inflation (prices rising) there is only devaluation of the dollar (the dollar is becoming less valuable so it takes MORE OF THEM to buy the same goods). Inflation is a misnomer. Anyone who say 2 to 3% "inflation" is OK, doesn't get it.
Why is it important to understand this distinction? As soon as the dollar get's an artificial bump of some kind by the money manipulators and gold "drops down" to any degree (and it will) folks who come in to KB for the wrong reasons will get beat up by the fluctuations and will jump ship. Just my 2 cents.
To insure KB is around for a long time, we need to be sure we present the KB service properly.
For some excellent educational video's on money go to "Educational Videos on the economy and money related matters" at the bottom of http://frnstogold.com/news
Gold will always buy virtually the same thing 20 years from now that it buys today. Gold is NOT going up, the dollar is going down. Gold is the true standard of value, not the dollar.
(The "dollar" in realty has no value simply because it is backed by nothing. It's value is only perceived, not real and it is only the perception of value that holds the prices of the "dollar" artificially up. Once the perception matches reality, the dollar is toast. And if you haven't noticed more and more are backing away from the USD as the world currency).
There is no inflation (prices rising) there is only devaluation of the dollar (the dollar is becoming less valuable so it takes MORE OF THEM to buy the same goods). Inflation is a misnomer. Anyone who say 2 to 3% "inflation" is OK, doesn't get it.
Why is it important to understand this distinction? As soon as the dollar get's an artificial bump of some kind by the money manipulators and gold "drops down" to any degree (and it will) folks who come in to KB for the wrong reasons will get beat up by the fluctuations and will jump ship. Just my 2 cents.
To insure KB is around for a long time, we need to be sure we present the KB service properly.
For some excellent educational video's on money go to "Educational Videos on the economy and money related matters" at the bottom of http://frnstogold.com/news
*technically we as affiliates/customers do not sell gold at all. We are simply pointing others to a service whereby they can build up a storage of gold i.e. we show them how and where to open a savings account that happens to be based in gold instead of "dollars." KB affiliates are not gold dealers or brokers. KB sells gold, affiliates do not. We are simply account holders that refer the service.
Saturday, May 21, 2011
Who is KB Edelmetall AG
KB Edelmetall AG
There are 23 companies under the umbrella of the KB Group. Each company is privately held. KB Gold is subsidiary of KB Kapital & Business GmbH, a 17-year old financially secure, debt free, privately owned German company. They conduct operations from two corporate offices in Germany. The first is located in Munich, Germany, while the other is in Stuttgart, Germany. They have a KB office in Lucern Switzerland as well... but it does not function as a corporate headquarters.In their first 14 years, their primary products were wealth management, insurance and pension plans. In the past few years, KB has acquired some very timely and impressive assets. Approximately two years ago, a gold mine became available for purchase in Istanbul, Turkey. KB Edelmetall (German for "precious metal") AG bought it. A short time later, a precious metals refinery, not far from the gold mine, came up for sale. KB bought this as well. Suddenly, KB Edelmetall AG found themselves owning and controlling two very impressive assets.
KB Kapital & Business GmbH operates under German/European laws, assuring both customers and franchise owners, the highest level of security and responsibility. The owner, Mike Koschine, is under German law, personally liable for the company.
There are currently 95 "top tier" refineries in the world. The Government owns and control 89 of them. Only 6 are privately owned and controlled. KB Edelmetall AG is one of those 6. The company is debt free with a very impressive balance sheet. All assets are paid for in full and owned outright. These assets include the goldmine, mining rights, the refinery, the machines and equipment and their company vehicles.
KB Edelmetall is a company that mines, refines, produces, and sells gold and silver through a savings program that allows anyone to build up these secure assets at a threshold that fits their budget. The program is already highly popular in Europe and as of June 6th is in 21 countries including the U.S. and Canada. They plan to offer their service world wide by this fall (except in China).
- KB is extracting gold from their own goldmine
- KB owns their own gold refinery
- KB produces their own gold bullion
- KB Gold is 24 karat - 999.9 karatbar quality fine gold
- KB Gold bullion is certified by the Swiss government
- KB uses their own bonus referral system to spread word on their service
- KB sells and ships the gold directly to the customer
- KB is one of only three manufacturers of 1 gram bars
- KB is the largest manufacturer of 1 gram gold bars
- KB is the only manufacturer of 0.5 gram gold bars in the world and soon to offer 0.25 grams.
- KB Gold manufacturers & distributes accepted private global currency
To visit the KB Edelmetall AG site
How can KB do all it does and still make money?
Many ask how does KB do it? Their service is free, storage is free, their prices are competitive and they pay a potentially huge amount to any of their existing customers who refer this free service to others.
There are a several reasons.
This savings program is offered by a privately owned, totally solvent 17 year old German Financial conglomerate of 23 companies. Due to past success in the financial field they are completely dept free and own everything outright.
This company also owns its own
- gold mines,
- precious metals refinery, and
- bullion mint,
eliminating the middle man and associated costs. It costs them presently around $450 dollars to produce one ounce of gold. This is their bottom line hard costs. With gold prices around $1500 presently...well, you can do the math.
Customers can even store their bullion at no cost if they wish and once they are a *preferred customer, shipping is also free.
In addition to all these benefits, preferred customers also receive a 3% discount on their already competitive prices for all new purchases.
*a preferred customer is anyone that has acquired 100 units i.e. 100 one gram cards. (at some point 1/2 gram cards will be available to fulfill this, but these are not yet available due to an attempt to apply a VAT to purchases of the smaller units in several countries)
Tuesday, May 17, 2011
Excellent Calls with Dan on how to build it simple, big and fast
Folks if you missed the call with Dan, you missed a killer call. Dan intro'd me to KB around mid September cause he knew I was a metals advocate and understood the woes of our fiat currency system. I did about 2 weeks of tire kicking (even though it was free to get it) and finally signed up. Took me a bit cause I got burned big time on the last venture I did. Anywho, nuff about me.
Dan lays out a VERY simple approach and how to intro folks to KB. He brings in folks in about 3 minutes with this approach (cold or warm market) and does very little talking. He let's someone else recruit them. And the great part is YOU can use the SAME exact approach covered at the link below.
Dan got in just last summer and has over 7000 folks under him using this approach exclusively. And is close to half of Joe Normans entire group. Dan is probably looking at 50k/mo MINIMUM (possibly as much as 100k) once KB launches. And don't worry, it will launch. KB is ready and just waiting for the field to clear up the genealogy screw ups they made.
By the way folks ask how much they can make in KB. If you build it right with depth and max out the world wide bonus pools you will make anywhere from $10 to $20/mo PER ACCOUNT holder that locks into a savings planning (50 euro/mo or $ equivalent) with KB. So if you want $1000 a month residual, you and your team find at least 100 folks that lock into a plan. If you want $6000/mo, you need 600 folks. Folks, with the whole world as your market, (our small group already represents 7 countries so far) and a free service that could be the only life line folks have with the dying dollar, this is totally doable. It's just a matter of how clearly do you see this and how bad do you want it.
http://kinebar24k.info/bfc-
http://kinebar24k.info/bfc-bboomer2/
Dan lays out a VERY simple approach and how to intro folks to KB. He brings in folks in about 3 minutes with this approach (cold or warm market) and does very little talking. He let's someone else recruit them. And the great part is YOU can use the SAME exact approach covered at the link below.
Dan got in just last summer and has over 7000 folks under him using this approach exclusively. And is close to half of Joe Normans entire group. Dan is probably looking at 50k/mo MINIMUM (possibly as much as 100k) once KB launches. And don't worry, it will launch. KB is ready and just waiting for the field to clear up the genealogy screw ups they made.
By the way folks ask how much they can make in KB. If you build it right with depth and max out the world wide bonus pools you will make anywhere from $10 to $20/mo PER ACCOUNT holder that locks into a savings planning (50 euro/mo or $ equivalent) with KB. So if you want $1000 a month residual, you and your team find at least 100 folks that lock into a plan. If you want $6000/mo, you need 600 folks. Folks, with the whole world as your market, (our small group already represents 7 countries so far) and a free service that could be the only life line folks have with the dying dollar, this is totally doable. It's just a matter of how clearly do you see this and how bad do you want it.
http://kinebar24k.info/bfc-
http://kinebar24k.info/bfc-bboomer2/
Sunday, May 15, 2011
New Generic Online Enrollment Page
We have great news!! Please read carefully!
In order to help everyone in our group maximize the earnings potential of this program we now have a generic online enrollment form.
To go to this form click here.
From now on this is the only form you and your team will ever need to register new members/affiliates with KB.
And if you do you will EXPLODE your group. Everyone that has controlled placement of enrollments by placing them at the bottom of their team is EXPLODING. And this new form will allow you to do just that!!!
When you or your folks use this form all I need is the enrollers name, email address and best phone to reach them by. Send that information to frnstogold@gmail.com. This will ensure the new KB member is placed at the lowest possible spot in your/their leg.
I will be glad to handle all enrollments for you and everyone on your team that uses this form.
However for those who prefer, we will be glad to set up your own enrollment form so that enrollment requests from your team will come to your email address. Then you can strategically place them yourself.
If you wish to have your own registration page, message me at frnstogold@gmail.com
If you wish to have your own registration page, message me at frnstogold@gmail.com
Tuesday, May 10, 2011
Are KB prices too high?
KB's prices are great, however it is the wrong question and not what drives KB or makes it unique. The key to KB is they make the purchase of gold convenient and usable for the masses. No matter how vital something is, if it's not easily accessible or convenient to use, the majority of people will not take advantage and therefore never benefit.
By removing all the obstacles KB is the first and only company that addresses this critical issue of making the purchase and use of gold easy and convenient for the masses. If you "get" this, you will "get" KB. Even if KB's prices were out of line with the marketplace (which they are not) it would still be a great value and vital service for the reasons mentioned.
With that said, let's look at whether KB's prices are in fact in line with what's out there.
The first thing in comparing prices of any commodity is understanding you have to do an apples to apples comparison. For example, if you are going to buy a pint of milk you must compare the price others charge for a pint and then buy the cheapest. If you are pricing gallons you do the same and so on. What you don't do is find the best price for a gallon of milk, which for sake of discussion is $4 and then divide it by 8 pints which is 50 cents per pint and then compare that price to buying a single pint. We all understand what it means to buy in bulk. As with any product there is what is commonly called volume discounts. The reason bulk prices ounce per ounce are less is very simple. There is more labor cost to produce several unit’s verses one.
It is no different with gold. So to get an accurate price comparison you do not take the spot price for an ounce of gold and divide it by 31! (there are roughly 31 grams per ounce). Or take a gram price and multiply x 31. You must price KB by the gram vs others by the gram.
Now with these things in mind how do KB prices stack up. First, make sure they are quoting 999.9 kine-bar grade bullion. Why? To use another analogy, cream per pint is more expensive then half and half or standard milk, simply because it's a higher quality of product.
What is the difference between karatbar and regular bullion? Glad you asked. For a further discussion click here
When you understand the different aspects that go into pricing you will discover KB’s price are consistently the lowest. Occasionally you may see a better price here or there but only for a short time and not often.
I just checked prices and the price consistently closest to KB is UBS.
As of 07/21/2011
UBS $76.34
KB's $74.13 (that's KB's standard price. At the preferred customer price it would be $71.91)
http://suissegold.ch/product.php?productid=16213&cat=254&bestseller=Y
Don't let anyone tell you that KB's prices are too high. That is simply an uneducated, uninformed opinion.
However, though price is certainly important this isn't the only question. The more important question is why buy in smaller units to begin with. Why not buy in bulk to get the best possible price ounce for ounce? A related question is whether there are reasons other then price to buy from KB verses someone else that offers grams.
Once you have the answer to THESE questions, then you will begin to understand the genius of KB gold.
More and more folks are realizing the dollar is in a world of hurt at best and likely toast. Most also know gold has historically always held value, particularly in bad economic times. Yet with all this growing awareness the masses still aren't buying gold. Why is that? Because there are several major obstacles that no one has addressed until now.
The genius of KB is they have set up a system that removes every one of the common obstacles that keep folks from buying gold.
For more in what those obstacles are click here
Now let’s consider a very real and practical scenario that we may not be too far away for us well.
How valuable would a gram of gold have been in Egypt when they had their disruptions and closed the internet, ATM's and banks?If the same thing were to ever happen here, how valuable would it be if you and thousands of others had small usable pieces of certified pure gold.
What value can you put on our product that is stored in a non seizure country? What value do you place on the versatility of a smaller unit that can be used to buy daily goods and services? What value do you give for a price point everyone can afford?
If some can't afford a one ounce bar or larger they won’t have the ability to protect their family and protect their assets.
What value do you put on our security feature that guarantees the fineness, weight, purity and ownership. What value do you assign to our exit strategy that allows us to receive a higher price (5% more) as a preferred customer.
What value is there for getting a 3% better price as a preferred customer? Also when you compare prices don't forget to deduct fees for commission, storage and delivery from the broker you bought the gold ounce(s) from.
KB provides very real and practical solutions to very real concerns and problems. And guess what, it’s going world wide!!! Just in our group alone we represent 6 countries I know of. And we haven't even started yet.
This is the right idea and the right service, at the right time. And it doesn't cost one dime to use or to recommend to others! Time to get the word out to everyone you know or don't know and get after it folks.
For a great strategy on how to do that go check out the call with Dan at the bottom of the following page
http://frnstogold.blogspot.com/2011/05/excellent-call-with-dan-on-how-to-build.html
Even more critical is if we are going to have a chance at an honest and stable money system, the masses must participate. The greater that number, the better. The best way to not be a victim of the current system is to stop using it. As it is presently the world is captive to the money scheme of dept. In the USA we use IOU's called dollars aka Federal Reserve Notes (FRNs). KB provides a practical, convenient and viable way to free ourselves of this corrupt system. The more who take advantage of what KB offers, the greater the chance of restoring our eroding freedoms as well as a stable economy.
With that said, let's look at whether KB's prices are in fact in line with what's out there.
The first thing in comparing prices of any commodity is understanding you have to do an apples to apples comparison. For example, if you are going to buy a pint of milk you must compare the price others charge for a pint and then buy the cheapest. If you are pricing gallons you do the same and so on. What you don't do is find the best price for a gallon of milk, which for sake of discussion is $4 and then divide it by 8 pints which is 50 cents per pint and then compare that price to buying a single pint. We all understand what it means to buy in bulk. As with any product there is what is commonly called volume discounts. The reason bulk prices ounce per ounce are less is very simple. There is more labor cost to produce several unit’s verses one.
It is no different with gold. So to get an accurate price comparison you do not take the spot price for an ounce of gold and divide it by 31! (there are roughly 31 grams per ounce). Or take a gram price and multiply x 31. You must price KB by the gram vs others by the gram.
Now with these things in mind how do KB prices stack up. First, make sure they are quoting 999.9 kine-bar grade bullion. Why? To use another analogy, cream per pint is more expensive then half and half or standard milk, simply because it's a higher quality of product.
What is the difference between karatbar and regular bullion? Glad you asked. For a further discussion click here
When you understand the different aspects that go into pricing you will discover KB’s price are consistently the lowest. Occasionally you may see a better price here or there but only for a short time and not often.
I just checked prices and the price consistently closest to KB is UBS.
As of 07/21/2011
UBS $76.34
KB's $74.13 (that's KB's standard price. At the preferred customer price it would be $71.91)
http://suissegold.ch/product.php?productid=16213&cat=254&bestseller=Y
Don't let anyone tell you that KB's prices are too high. That is simply an uneducated, uninformed opinion.
However, though price is certainly important this isn't the only question. The more important question is why buy in smaller units to begin with. Why not buy in bulk to get the best possible price ounce for ounce? A related question is whether there are reasons other then price to buy from KB verses someone else that offers grams.
Once you have the answer to THESE questions, then you will begin to understand the genius of KB gold.
More and more folks are realizing the dollar is in a world of hurt at best and likely toast. Most also know gold has historically always held value, particularly in bad economic times. Yet with all this growing awareness the masses still aren't buying gold. Why is that? Because there are several major obstacles that no one has addressed until now.
The genius of KB is they have set up a system that removes every one of the common obstacles that keep folks from buying gold.
For more in what those obstacles are click here
Now let’s consider a very real and practical scenario that we may not be too far away for us well.
How valuable would a gram of gold have been in Egypt when they had their disruptions and closed the internet, ATM's and banks?If the same thing were to ever happen here, how valuable would it be if you and thousands of others had small usable pieces of certified pure gold.
What value can you put on our product that is stored in a non seizure country? What value do you place on the versatility of a smaller unit that can be used to buy daily goods and services? What value do you give for a price point everyone can afford?
If some can't afford a one ounce bar or larger they won’t have the ability to protect their family and protect their assets.
What value do you put on our security feature that guarantees the fineness, weight, purity and ownership. What value do you assign to our exit strategy that allows us to receive a higher price (5% more) as a preferred customer.
What value is there for getting a 3% better price as a preferred customer? Also when you compare prices don't forget to deduct fees for commission, storage and delivery from the broker you bought the gold ounce(s) from.
KB provides very real and practical solutions to very real concerns and problems. And guess what, it’s going world wide!!! Just in our group alone we represent 6 countries I know of. And we haven't even started yet.
This is the right idea and the right service, at the right time. And it doesn't cost one dime to use or to recommend to others! Time to get the word out to everyone you know or don't know and get after it folks.
For a great strategy on how to do that go check out the call with Dan at the bottom of the following page
http://frnstogold.blogspot.com/2011/05/excellent-call-with-dan-on-how-to-build.html
Thursday, May 5, 2011
Tuesday, May 3, 2011
How to buy gold through KB
We strongly recommend at a minimum everyone commit to a regular monthly savings plan. This helps discipline you to make regular deposits into your savings account. You could call this a "set it and forget it" plan. This also allows you to take advantage of fluctuating prices of gold.
By depositing a fixed amount every month you automatically buy more gold when the prices are lower and less when they are higher, eliminating the need to "time" the market. This does it for you automatically.
click here for specific instructions on how to fund your account
click here to download the optional savings plan contract.
The benefit and goal of a monthly savings plan is to lower your total average cost per gram, giving you, the depositor a lower overall cost for the amount of gold purchased over time. This strategy is called "dollar cost averaging."
Here's an example. Let's say you are a farmer and have budgeted $200/mo to buy cows.
The first month cows cost $100 each so you purchase 2 cows.
The next month the cow market goes crazy and cows jump all way up to $200 so you can only buy one. Bummer.
Then the market levels off at $200 per cow but you are committed to your budget so you buy another cow.
Then suddenly, without warning the bottom drops out and cows go all the way down to $50 per cow. Everyone's running for the hills and getting out of the cow business but again, you have made a commitment so you buy 4 cows.
It stays at $50 for another month. You buy 4 more cows.
Then it recovers and levels back off to $100 per cow so you buy two more cows.
The Market stays flat at $100 per cow but you are tired of all the ups and downs. The cow business just isn't your cup of tea, so you get out of the farming business and sell all your cows.
So let's look at what has happened.
Budget $200 a month
Number of cows purchased per month
1st month. 2 cows
2nd month. 1 cow
3rd month. 1 cow
4th month. 4 cows
5th month 4 cows
6th month. 2 cows.
Total number of cows purchased =14
Total spent over 6 mo @ $200/mo = $1200
Average cost per cow = $85.71 (1200 spent divided by 14 cows purchased)
14 cows sold at the original price of $100 per cow = $1400 (not including the milk ;o) ] or a $200 profit.
The above scenario assumes fluctuations with prices leveling off to the same price you began with. Even with the starting and ending price being the same you still made money, though there wasn't a consistent or steady rise in prices.
Obviously if you "exited" the market when prices are low you would not fair as well. But even then, if the market had dropped to $90 per cow when you got out ($10 below where you started), you would still be ahead of the "game" at $1260 i.e. 14 x 90.
If, however, you exited when prices were at $125 per cow you would walk away with $1750. Not bad for a $1200 contribution.
So timing of exit is important unlike timing of purchases while on the plan. Any way you slice it, with "dollar cost averaging" you are "forced" to buy more when prices are low and less when they are high, thereby increasing potential gains and minimizing risk. With this strategy the fluctuations in the market actually work in your favor.
So what are you waiting for? Regardless of the ups and downs, the dollar isn't getting any stronger!! Turn your dying FRN's to gold now while they are still perceived to be worth something!
Turning something worthless into something of value is always a smart choice, regardless of the price.
Subscribe to:
Posts (Atom)